Dental insurance plays a crucial role in helping you care for your teeth and gums. However, if you aren’t familiar with the fine print on your plan, then you may not be utilizing your coverage to the fullest! Unfortunately, this can lead to wasted dollars that could’ve benefited your oral health. To prevent this from happening to you, read on to learn three ways to maximize your dental insurance benefits.
#1. Utilize Your Bi-Yearly Visits
Unlike general medical insurance, your dental plan is centered around preventive care. That is why most plans cover your bi-yearly exam and professional cleaning. Not only do these visits keep your teeth and gums in pristine condition, but they also catch small concerns before they become serious dental problems in the future! However, if you skip your routine appointments, they don’t carry over into the next year. So, if you haven’t already, make sure to use both your preventive care visits before your coverage resets.
#2. Use Your Flexible Spending Account Dollars
A Flexible Spending Account (FSA) is an employer-sponsored healthcare benefit that helps employees pay for medical expenses that arise throughout the year. Sadly, many patients are unaware they can use this reserve for dental-related expenses or forget about this coverage entirely! However, this savings account is set aside for out-of-pocket expenses, so don’t hesitate to ask your HR department (or whoever handles your benefits) about utilizing it within the allotted timeframe.
#3. Remember, Many Dental Plans Reset in January
While each dental plan is unique, many reset at the end of the year. Therefore, if you haven’t utilized your bi-yearly visits, annual maximum, or any other benefits on your plan, there is no time like the present to schedule an appointment! (If you are unsure if you have any remaining benefits, don’t hesitate to reach out to your insurance provider).
Your dental plan is designed to help make taking care of your smile affordable and easy. However, if you don’t use your benefits before they reset, then your smile and your wallet won’t see the value of your coverage. Therefore, make sure to utilize your insurance policy before the end of the year!
About the Practice
At Lake Oconee Dentistry, patients don’t have to pick between flexible appointment options and world-class dental care – they can find it all under one roof! Led by Dr. David Bradley and Dr. Patti Bradley, each member of the team is united behind their mission to use their education, training, and genuine passion for dentistry to help every patient achieve pristine oral health. If you have questions about using your insurance at their practice, don’t hesitate to visit their website or give them a call at 706-453-1333.